It pays to plan ahead — and MEA members don’t have to pay much to do just that.


Every MEA member is eligible for free life insurance through NEA Member Benefits, as well as deep discounts on group term and individual life insurance plans through MEA Financial Services.


The NEA Members Insurance Trust provides valuable, no-cost term life insurance and other important coverage to all eligible members. Members receive the following complementary benefits:

  • Up to $1,000 of term life insurance
  • Up to $5,000 of accidental death and dismemberment coverage
  • $50,000 of accidental death and dismemberment insurance for any covered accident that occurs on the job or while serving as an association leader
  • $150,000 of life insurance for unlawful homicide while on the job


For more information on the NEA Members Insurance Trust, visit


Most members will need additional life insurance on top of the free coverage offered through the NEA Members Insurance Trust, and that’s where MEA Financial Services’ discounted group term and individual term life insurance plans come in.


Through MEA Financial Services, members can at a low cost purchase up to $300,000 of group term coverage to provide permanent security for their spouses and families. MEA Financial Services also offers a variety of individual term policies for members with short- to mid-term needs.


To learn more about MEA Financial Services’ life insurance policies, visit

MEA members get free and discounted life insurance